I am over 70 1/2 and am required to take a RMD from both mine and my wife's IRA. With the new tax law both my financial advisor and CPA advised me to have my RMD reduced by paying my charities in a lump sum for the year.

In the past I ran stewardship programs that encouraged people to give weekly.

So what program do you have that encourages us to us the RMD thereby reducing income and saving both federal and state taxes.